What SEC filings does BayFirst Financial Corp. submit to the SEC?

BayFirst Financial Corp. (BAFN) submits several types of SEC filings including Form 4 (insider transactions), Form 144 (proposed insider sales), 8-K reports (material events such as earnings releases, acquisitions, leadership changes), and periodic reports — the 10-Q (quarterly) and 10-K (annual). All filings are publicly available through SEC EDGAR.

What does a Form 4 filing tell me about BAFN?

A Form 4 for BAFN discloses a transaction by a company insider — typically a director, officer, or 10%+ shareholder. It shows the source-reported date, number of shares, price, and updated ownership. These facts do not establish motive or predict future returns.

How do I interpret an 8-K filing from BayFirst Financial Corp.?

An 8-K signals a material event requiring prompt disclosure. Common triggers include earnings pre-announcements, acquisitions, leadership appointments or departures, credit changes, or regulatory actions. Read the item codes inside the filing to understand exactly what was disclosed before drawing conclusions.

What is the difference between a 10-K and 10-Q for BAFN?

The 10-K is BayFirst Financial Corp.'s annual report with fully audited financial statements, comprehensive MD&A, and complete risk factor disclosures — filed 60–90 days after fiscal year-end. The 10-Q is a lighter quarterly report with unaudited financials filed for the first three quarters. Together they provide a continuous financial picture of the company.

Where can I see all BAFN SEC filings directly on EDGAR?

You can view all historical BayFirst Financial Corp. filings on the SEC EDGAR company page for BAFN. Each filing card on this page links directly to the original SEC document.

How often does BayFirst Financial Corp. file with the SEC?

BayFirst Financial Corp. files one 10-K per year and up to three 10-Qs per year. Form 4 insider transactions must be reported within two business days of each trade, so the frequency depends on how often insiders are buying or selling BAFN shares. 8-K filings occur whenever a material event happens — which can be several times per quarter for an active company.

BAFN SEC Filing News — BayFirst Financial Corp.

Latest SEC filings for BayFirst Financial Corp. (BAFN) explained in plain English. Covers insider buying and selling (Form 4), proposed insider sales (Form 144), material company events (8-K), and quarterly & annual reports (10-Q / 10-K). StrongBuyAnalytics provides navigation and brief excerpts or summaries; original filings remain at the SEC/source links and were authored by their filers, not StrongBuyAnalytics. Filing dates shown are source dates. Coverage and detection can be delayed or incomplete because of SEC availability, amendments, parsing, caching, or outages. Latest source filing date shown: 2026-10-13.

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business lo…

Sector: Financial Services Industry: Banks - Regional Market Cap: $173.1M

Total Filings

Bullish Classifications

Bearish Classifications

Insider Transactions

Material Events (8-K)

Periodic Reports

What you're looking at: Each item below is parsed from an actual SEC filing submitted by BayFirst Financial Corp.. Form 4 = confirmed insider transaction · Form 144 = proposed sale notice · 8-K = material event (earnings, M&A, leadership change, etc.) · 10-Q / 10-K = quarterly / annual report.

BAFN Filing Activity Snapshot 2026-09-01 — 2026-10-13

Insider Transactions (Form 4)

0 buys vs 0 sells

Insider buying and selling activity is balanced in this period.

Insider Transactions 16 · Forms 3, 4 and 5

A Form 4 is filed within two business days of a company insider — an officer, a director, or a holder of more than ten percent of the stock — changing their position in the shares. All 16 filings in this group are Form 4s for BayFirst Financial Corp.

The difficulty with reading these filings as a group is that a single form type covers transactions that mean entirely different things. An executive spending their own money to buy stock and an executive having shares withheld to pay tax on a vesting grant both appear as a Form 4. Every filing below is therefore tagged with the nature of the underlying transaction, taken from the transaction code reported on the form itself.

Across the 16 insider filings shown, the breakdown is 16 other reported transaction. None of the classified filings involved a discretionary open-market trade, so this period says nothing about what insiders think of the price.

What each transaction type means

Other reported transaction ×16: The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Zipperian Barbara J (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	5,096	$3.50	$17.8K

Filing: Form 4 (Insider Transaction) Insider: Zipperian Barbara J (Director) Shares: 5,096

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

McKim Scott Joseph (EVP, Chief Financial Officer) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	2,206	$3.50	$7.7K

Filing: Form 4 (Insider Transaction) Insider: McKim Scott Joseph (EVP, Chief Financial Officer) Shares: 2,206

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Politis Christos (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	43,711	$3.50	$153.0K

Filing: Form 4 (Insider Transaction) Insider: Politis Christos (Director) Shares: 43,711

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Oliver Robin Leigh (Director, COO) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	11,006	$3.50	$38.5K

Filing: Form 4 (Insider Transaction) Insider: Oliver Robin Leigh (Director, COO) Shares: 11,006

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

LEHMAN KENNETH R (Director, 10% Owner) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	749,535	$3.50	$2.62M

Filing: Form 4 (Insider Transaction) Insider: LEHMAN KENNETH R (Director, 10% Owner) Shares: 749,535

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Berset Mark S (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	214,908	$3.50	$752.2K
`J`	Other transaction	16,217	$3.50	$56.8K
`J`	Other transaction	6,596	$3.50	$23.1K
`J`	Other transaction	48,697	$3.50	$170.4K

Filing: Form 4 (Insider Transaction) Insider: Berset Mark S (Director) Shares: 286,418

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Deloach Dennis Reppard III (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	33,575	$3.50	$117.5K

Filing: Form 4 (Insider Transaction) Insider: Deloach Dennis Reppard III (Director) Shares: 33,575

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Spoor Bradly William (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	3,021	$3.50	$10.6K
`J`	Other transaction	21,939	$3.50	$76.8K

Filing: Form 4 (Insider Transaction) Insider: Spoor Bradly William (Director) Shares: 24,960

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-10-13

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Saravanos Anthony (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	57,159	$3.50	$200.1K

Filing: Form 4 (Insider Transaction) Insider: Saravanos Anthony (Director) Shares: 57,159

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-09-09

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	47	$6.31	$296.57

Filing: Form 4 (Insider Transaction) Insider: McKim Scott Joseph (EVP, Chief Financial Officer) Shares: 47

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-09-09

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Oliver Robin Leigh (Director, COO) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction	47	$6.31	$296.57

Filing: Form 4 (Insider Transaction) Insider: Oliver Robin Leigh (Director, COO) Shares: 47

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-09-01

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Deloach Dennis Reppard III (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction derivative · Series B Convertible Preferred Stock	50	$1,000.00	$50.0K

Filing: Form 4 (Insider Transaction) Insider: Deloach Dennis Reppard III (Director)

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-09-01

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Oliver Robin Leigh (Director, COO) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction derivative · Series B Convertible Preferred Stock	10	$1,000.00	$10.0K

Filing: Form 4 (Insider Transaction) Insider: Oliver Robin Leigh (Director, COO)

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-09-01

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Politis Christos (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction derivative · Series B Convertible Preferred Stock	50	$1,000.00	$50.0K

Filing: Form 4 (Insider Transaction) Insider: Politis Christos (Director)

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-09-01

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Saravanos Anthony (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction derivative · Series B Convertible Preferred Stock	25	$1,000.00	$25.0K

Filing: Form 4 (Insider Transaction) Insider: Saravanos Anthony (Director)

View on SEC EDGAR → Open Filing Document →

Form 4 Other reported transaction Tax / Compensation Filing 2026-09-01

BAFN insider Form 4 filed for equity award, exercise, or tax withholding

Spoor Bradly William (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`J`	Other transaction derivative · Series B Convertible Preferred Stock	10	$1,000.00	$10.0K

Filing: Form 4 (Insider Transaction) Insider: Spoor Bradly William (Director)

View on SEC EDGAR → Open Filing Document →

Material Events 4 · Form 8-K

An 8-K reports a material event in the window between scheduled reports. There are 4 in this period for BayFirst Financial Corp. Each 8-K names the item number it is filed under, and that number is the fastest way to tell a routine disclosure from a consequential one.

Item 2.02 is an earnings release, Item 5.02 is a change of directors or officers, and Item 1.01 or 2.01 covers a material agreement or a completed acquisition. Item 7.01 and Item 8.01 are the general-purpose disclosure items and carry no fixed meaning on their own.

Form 8-K Material Company Update 2026-09-30

BAFN filed 8-K — material company event

BayFirst Financial Corp. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)

View on SEC EDGAR → Open Filing Document →

Form 8-K Material Company Update 2026-09-29

BAFN filed 8-K — material company event

BayFirst Financial Corp. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)

View on SEC EDGAR → Open Filing Document →

Form 8-K Material Company Update 2026-09-24

BAFN filed 8-K — material company event

BayFirst Financial Corp. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)

View on SEC EDGAR → Open Filing Document →

Form 8-K Material Company Update 2026-09-01

BAFN filed 8-K — material company event

BayFirst Financial Corp. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)

View on SEC EDGAR → Open Filing Document →

How we classify BayFirst Financial Corp.'s filings

Straight from EDGAR

Each displayed record links to an original source document. StrongBuyAnalytics provides navigation and brief excerpts or summaries, not the filing itself. Parsing may omit context or contain errors, so read the original document in full.

Transaction codes, not guesswork

The nature shown on each insider filing comes from the transaction code the filer entered on the form itself — P for an open-market purchase, A for a compensation award, F for shares withheld to pay tax, M for an option exercise. Where one filing contains several codes, the transaction table lists them line by line.

Why the distinction matters

Insider activity is routinely summarised as buying or selling, which flattens together decisions that mean very different things. Shares withheld for tax on a vesting grant are an automatic administrative step; shares bought on the open market are someone committing their own money at the current price.

What this page does not tell you

A filing records what happened, not why. Form 4 does not always disclose whether a sale was executed under a pre-arranged Rule 10b5-1 plan, and no single filing is a basis for a decision on BAFN. Read these alongside the fundamentals rather than in isolation.

Frequently Asked Questions — BAFN SEC Filings

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BAFN Full Analysis

Publisher, sources & limitations — September 15, 2026. StrongBuyAnalytics provides navigation and brief excerpts or summaries for educational use. Original filings remain at SEC EDGAR or other displayed source links; StrongBuyAnalytics does not author them. Filing dates are source dates, not publication dates for this page. Coverage can be delayed, incomplete, amended, or unavailable because of SEC/source availability, parsing, caching, or outages. Verify every material statement in the original filing.

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