CIA SEC Filing News — Citizens, Inc.

Latest SEC filings for Citizens, Inc. (CIA) explained in plain English. Covers insider buying and selling (Form 4), proposed insider sales (Form 144), material company events (8-K), and quarterly & annual reports (10-Q / 10-K). StrongBuyAnalytics provides navigation and brief excerpts or summaries; original filings remain at the SEC/source links and were authored by their filers, not StrongBuyAnalytics. Filing dates shown are source dates. Coverage and detection can be delayed or incomplete because of SEC availability, amendments, parsing, caching, or outages. Latest source filing date shown: 2026-10-09.

Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants…
Sector: Financial Services Industry: Insurance - Life Market Cap: $178.8M
20
Total Filings
5
Bullish Classifications
0
Bearish Classifications
15
Insider Transactions
3
Material Events (8-K)
2
Periodic Reports
Rule-based classifications for CIA currently lean bullish. Of the 20 displayed SEC filing records, 5 carry bullish classifications versus 0 bearish classifications. These labels summarize filing attributes; they are not recommendations, probabilities, or evidence of future price direction. There were 15 insider transactions (Form 4) in this period.
CIA Filing Activity Snapshot 2026-05-07 — 2026-10-09
Insider Transactions (Form 4)
5 buys vs 0 sells
Net insider buying in this period — more purchases than sales reported.
Largest Form 144 Filing
$199.6K
Stenberg Jon (Director, President & CEO) · 2026-08-11
50,000 shares · Form 4
Insider Transactions 15 · Forms 3, 4 and 5

A Form 4 is filed within two business days of a company insider — an officer, a director, or a holder of more than ten percent of the stock — changing their position in the shares. All 15 filings in this group are Form 4s for Citizens, Inc.

The difficulty with reading these filings as a group is that a single form type covers transactions that mean entirely different things. An executive spending their own money to buy stock and an executive having shares withheld to pay tax on a vesting grant both appear as a Form 4. Every filing below is therefore tagged with the nature of the underlying transaction, taken from the transaction code reported on the form itself.

Across the 15 insider filings shown, the breakdown is 6 compensation award, 5 open-market purchase, 2 option exercise, 1 other reported transaction and 1 unclassified. 5 of them involved a discretionary open-market trade; the rest are compensation and administrative mechanics.

What each transaction type means

Compensation award ×6
Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.
Open-market purchase ×5
The insider bought shares on the open market with their own money. This is the only Form 4 category that requires a discretionary cash outlay at the prevailing price.
Option exercise ×2
The insider converted options into shares. The exercise price was fixed when the options were granted, so the timing usually tracks an expiry schedule.
Other reported transaction ×1
The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.
Unclassified ×1
The transaction code on this filing is not one of the standard categories.
Form 4 Open-market purchase Insider Buying 2026-09-01

CIA insider HARWOOD MICHAEL PHILIP (Director) bought 10,000 shares (~$38.0K)

HARWOOD MICHAEL PHILIP, listed as Director at CITIZENS, INC., reported an open-market purchase of 10,000 CIA shares in a Form 4 filing. Insider buying is often treated as a bullish signal because company insiders are committing their own capital.

The insider bought shares on the open market with their own money. This is the only Form 4 category that requires a discretionary cash outlay at the prevailing price.

Transactions reported on this filing
Code Nature Shares Price Value
L Code L 167 $5.94 $991.98
L Code L 209 $4.75 $992.75
L Code L 255 $3.88 $989.40
P Open-market purchase 10,000 $3.80 $38.0K
Filing: Form 4 (Insider Transaction) Insider: HARWOOD MICHAEL PHILIP (Director) Shares: 10,000 Est. Value: $38.0K
View on SEC EDGAR → Open Filing Document →
Form 4 Option exercise Tax / Compensation Filing 2026-08-18

CIA insider Form 4 filed for equity award, exercise, or tax withholding

Guerrero Paula L (Chief Information Officer) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The insider converted options into shares. The exercise price was fixed when the options were granted, so the timing usually tracks an expiry schedule.

Transactions reported on this filing
Code Nature Shares Price Value
L Code L 183 $5.42 $991.86
L Code L 181 $5.48 $991.88
L Code L 190 $5.23 $993.70
L Code L 167 $5.94 $991.98
L Code L 209 $4.75 $992.75
M Option exercise 2,709 — —
F Tax withholding on vested shares 796 $3.97 $3.2K
M Option exercise derivative · Restricted Stock Units 2,709 — —
Filing: Form 4 (Insider Transaction) Insider: Guerrero Paula L (Chief Information Officer) Shares: 4,435
View on SEC EDGAR → Open Filing Document →
Form 4 Option exercise Tax / Compensation Filing 2026-08-18

CIA insider Form 4 filed for equity award, exercise, or tax withholding

Lewis Bryon Matthew (Chief Operations Officer) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The insider converted options into shares. The exercise price was fixed when the options were granted, so the timing usually tracks an expiry schedule.

Transactions reported on this filing
Code Nature Shares Price Value
M Option exercise 2,626 — —
F Tax withholding on vested shares 640 $3.97 $2.5K
M Option exercise derivative · Restricted Stock Units 2,626 — —
Filing: Form 4 (Insider Transaction) Insider: Lewis Bryon Matthew (Chief Operations Officer) Shares: 3,266
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market purchase Insider Buying 2026-08-13

CIA insider Hoxworth Seth Alan (Chief Actuary) bought 5,376 shares (~$20.6K)

Hoxworth Seth Alan, listed as Chief Actuary at CITIZENS, INC., reported an open-market purchase of 5,376 CIA shares in a Form 4 filing. Insider buying is often treated as a bullish signal because company insiders are committing their own capital.

The insider bought shares on the open market with their own money. This is the only Form 4 category that requires a discretionary cash outlay at the prevailing price.

Transactions reported on this filing
Code Nature Shares Price Value
L Code L 91 $5.42 $493.22
L Code L 90 $5.48 $493.20
L Code L 95 $5.23 $496.85
L Code L 83 $5.94 $493.02
L Code L 104 $4.75 $494.00
P Open-market purchase 5,376 $3.83 $20.6K
Filing: Form 4 (Insider Transaction) Insider: Hoxworth Seth Alan (Chief Actuary) Shares: 5,376 Est. Value: $20.6K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market purchase Insider Buying 2026-08-12

CIA insider Stenberg Jon (Director, President & CEO) bought 12,000 shares (~$43.8K)

Stenberg Jon, listed as Director, President & CEO at CITIZENS, INC., reported an open-market purchase of 12,000 CIA shares in a Form 4 filing. Insider buying is often treated as a bullish signal because company insiders are committing their own capital.

The insider bought shares on the open market with their own money. This is the only Form 4 category that requires a discretionary cash outlay at the prevailing price.

Transactions reported on this filing
Code Nature Shares Price Value
P Open-market purchase 12,000 $3.65 $43.8K
Filing: Form 4 (Insider Transaction) Insider: Stenberg Jon (Director, President & CEO) Shares: 12,000 Est. Value: $43.8K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market purchase Insider Buying 2026-08-11

CIA insider Stenberg Jon (Director, President & CEO) bought 50,000 shares (~$199.6K)

Stenberg Jon, listed as Director, President & CEO at CITIZENS, INC., reported an open-market purchase of 50,000 CIA shares in a Form 4 filing. Insider buying is often treated as a bullish signal because company insiders are committing their own capital.

The insider bought shares on the open market with their own money. This is the only Form 4 category that requires a discretionary cash outlay at the prevailing price.

Transactions reported on this filing
Code Nature Shares Price Value
P Open-market purchase 50,000 $3.99 $199.6K
Filing: Form 4 (Insider Transaction) Insider: Stenberg Jon (Director, President & CEO) Shares: 50,000 Est. Value: $199.6K
View on SEC EDGAR → Open Filing Document →
Form 4 Other reported transaction Tax / Compensation Filing 2026-07-16

CIA insider Form 4 filed for equity award, exercise, or tax withholding

Lewis Bryon Matthew (Chief Operations Officer) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The filing reports a transaction type that does not map to a routine purchase, sale, award or withholding.

Transactions reported on this filing
Code Nature Shares Price Value
J Other transaction 10,697 — —
Filing: Form 4 (Insider Transaction) Insider: Lewis Bryon Matthew (Chief Operations Officer) Shares: 10,697
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-22

CIA insider Form 4 filed for equity award, exercise, or tax withholding

MCLAUGHLIN SEAN SAMUEL (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award derivative · Restricted Stock Units 7,042 — —
Filing: Form 4 (Insider Transaction) Insider: MCLAUGHLIN SEAN SAMUEL (Director)
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-22

CIA insider Form 4 filed for equity award, exercise, or tax withholding

HARWOOD MICHAEL PHILIP (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
L Code L 91 $5.42 $493.22
L Code L 181 $5.48 $991.88
L Code L 190 $5.23 $993.70
A Compensation award derivative · Restricted Stock Units 7,042 — —
Filing: Form 4 (Insider Transaction) Insider: HARWOOD MICHAEL PHILIP (Director) Shares: 462
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-22

CIA insider Form 4 filed for equity award, exercise, or tax withholding

TAYLOR MARY (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
L Code L 88 $5.61 $493.68
L Code L 88 $5.60 $492.80
L Code L 91 $5.42 $493.22
L Code L 90 $5.48 $493.20
L Code L 95 $5.23 $496.85
M Option exercise 12,012 — —
M Option exercise derivative · Restricted Stock Units 12,012 — —
A Compensation award derivative · Restricted Stock Units 7,042 — —
Filing: Form 4 (Insider Transaction) Insider: TAYLOR MARY (Director) Shares: 12,464
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-22

CIA insider Form 4 filed for equity award, exercise, or tax withholding

DAVIS CYNTHIA H (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
L Code L 54 $5.48 $295.92
L Code L 57 $5.23 $298.11
M Option exercise 12,012 — —
M Option exercise derivative · Restricted Stock Units 12,012 — —
A Compensation award derivative · Restricted Stock Units 7,042 — —
Filing: Form 4 (Insider Transaction) Insider: DAVIS CYNTHIA H (Director) Shares: 12,123
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-22

CIA insider Form 4 filed for equity award, exercise, or tax withholding

Carlson Peter M (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
M Option exercise 12,012 — —
M Option exercise derivative · Restricted Stock Units 12,012 — —
A Compensation award derivative · Restricted Stock Units 7,042 — —
Filing: Form 4 (Insider Transaction) Insider: Carlson Peter M (Director) Shares: 12,012
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-22

CIA insider Form 4 filed for equity award, exercise, or tax withholding

Claus Christopher W (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
M Option exercise 12,012 — —
M Option exercise derivative · Restricted Stock Units 12,012 — —
A Compensation award derivative · Restricted Stock Units 7,042 — —
Filing: Form 4 (Insider Transaction) Insider: Claus Christopher W (Director) Shares: 12,012
View on SEC EDGAR → Open Filing Document →
Form 4 Unclassified Tax / Compensation Filing 2026-06-04

CIA insider Form 4 filed for equity award, exercise, or tax withholding

Davis Jerry (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The transaction code on this filing is not one of the standard categories.

Transactions reported on this filing
Code Nature Shares Price Value
L Code L 354 $5.61 $2.0K
L Code L 355 $5.60 $2.0K
L Code L 367 $5.42 $2.0K
L Code L 362 $5.48 $2.0K
L Code L 380 $5.23 $2.0K
Filing: Form 4 (Insider Transaction) Insider: Davis Jerry (Director) Shares: 1,818
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market purchase Insider Buying 2026-05-26

CIA insider Stenberg Jon (Director, President & CEO) bought 10,000 shares (~$48.2K)

Stenberg Jon, listed as Director, President & CEO at CITIZENS, INC., reported an open-market purchase of 10,000 CIA shares in a Form 4 filing. Insider buying is often treated as a bullish signal because company insiders are committing their own capital.

The insider bought shares on the open market with their own money. This is the only Form 4 category that requires a discretionary cash outlay at the prevailing price.

Transactions reported on this filing
Code Nature Shares Price Value
P Open-market purchase 10,000 $4.82 $48.2K
Filing: Form 4 (Insider Transaction) Insider: Stenberg Jon (Director, President & CEO) Shares: 10,000 Est. Value: $48.2K
View on SEC EDGAR → Open Filing Document →
Material Events 3 · Form 8-K

An 8-K reports a material event in the window between scheduled reports. There are 3 in this period for Citizens, Inc. Each 8-K names the item number it is filed under, and that number is the fastest way to tell a routine disclosure from a consequential one.

Item 2.02 is an earnings release, Item 5.02 is a change of directors or officers, and Item 1.01 or 2.01 covers a material agreement or a completed acquisition. Item 7.01 and Item 8.01 are the general-purpose disclosure items and carry no fixed meaning on their own.

Form 8-K Material Company Update 2026-10-09

CIA filed 8-K — material company event

CITIZENS, INC. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)
View on SEC EDGAR → Open Filing Document →
Form 8-K Material Company Update 2026-08-06

CIA filed 8-K — material company event

CITIZENS, INC. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)
View on SEC EDGAR → Open Filing Document →
Form 8-K Material Company Update 2026-06-18

CIA filed 8-K — material company event

CITIZENS, INC. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)
View on SEC EDGAR → Open Filing Document →
Periodic Reports 2 · Forms 10-K and 10-Q

The periodic reports are where the audited and reviewed financial statements live. This period contains 2 quarterly reports (10-Q) for Citizens, Inc.

The two are not equivalent in weight. A 10-K is audited by an external firm and includes the full risk factor disclosure, business description and management discussion; a 10-Q is unaudited, reviewed rather than examined, and much shorter. When a figure in a quarterly report is later revised, the annual report is usually where the correction appears.

An amended report — 10-K/A or 10-Q/A — restates or corrects something in the original filing, and is worth reading against the version it replaces.

Form 10-Q Quarterly Report 2026-08-06

CIA filed Quarterly Report (10-Q)

CITIZENS, INC. filed its quarterly report with the SEC. This report includes unaudited financial statements and management discussion for the quarter.

Filing: 10-Q (Quarterly Report)
View on SEC EDGAR → Open Filing Document →
Form 10-Q Quarterly Report 2026-05-07

CIA filed Quarterly Report (10-Q)

CITIZENS, INC. filed its quarterly report with the SEC. This report includes unaudited financial statements and management discussion for the quarter.

Filing: 10-Q (Quarterly Report)
View on SEC EDGAR → Open Filing Document →

How we classify Citizens, Inc.'s filings

Straight from EDGAR

Each displayed record links to an original source document. StrongBuyAnalytics provides navigation and brief excerpts or summaries, not the filing itself. Parsing may omit context or contain errors, so read the original document in full.

Transaction codes, not guesswork

The nature shown on each insider filing comes from the transaction code the filer entered on the form itself — P for an open-market purchase, A for a compensation award, F for shares withheld to pay tax, M for an option exercise. Where one filing contains several codes, the transaction table lists them line by line.

Why the distinction matters

Insider activity is routinely summarised as buying or selling, which flattens together decisions that mean very different things. Shares withheld for tax on a vesting grant are an automatic administrative step; shares bought on the open market are someone committing their own money at the current price.

What this page does not tell you

A filing records what happened, not why. Form 4 does not always disclose whether a sale was executed under a pre-arranged Rule 10b5-1 plan, and no single filing is a basis for a decision on CIA. Read these alongside the fundamentals rather than in isolation.

Frequently Asked Questions — CIA SEC Filings

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Publisher, sources & limitations — September 15, 2026. StrongBuyAnalytics provides navigation and brief excerpts or summaries for educational use. Original filings remain at SEC EDGAR or other displayed source links; StrongBuyAnalytics does not author them. Filing dates are source dates, not publication dates for this page. Coverage can be delayed, incomplete, amended, or unavailable because of SEC/source availability, parsing, caching, or outages. Verify every material statement in the original filing.
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