ECPG SEC Filing News — Encore Capital Group, Inc.

Latest SEC filings for Encore Capital Group, Inc. (ECPG) explained in plain English. Covers insider buying and selling (Form 4), proposed insider sales (Form 144), material company events (8-K), and quarterly & annual reports (10-Q / 10-K). StrongBuyAnalytics provides navigation and brief excerpts or summaries; original filings remain at the SEC/source links and were authored by their filers, not StrongBuyAnalytics. Filing dates shown are source dates. Coverage and detection can be delayed or incomplete because of SEC availability, amendments, parsing, caching, or outages. Latest source filing date shown: 2026-09-02.

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, …
Sector: Financial Services Industry: Credit Services Market Cap: $2.1B CIK: 1084961
20
Total Filings
0
Bullish Classifications
2
Bearish Classifications
11
Insider Transactions
4
Material Events (8-K)
1
Periodic Reports
Rule-based classifications for ECPG currently lean bearish. Of the 20 filing records displayed, 2 carry bearish classifications (such as insider sales or negative 8-K disclosures) versus 0 bullish. This does not necessarily signal fundamental deterioration — insiders sell for many reasons — but it is worth monitoring alongside the company's core financial metrics.
ECPG Filing Activity Snapshot 2026-06-11 — 2026-09-02
Insider Transactions (Form 4)
0 buys vs 2 sells
Net insider selling in this period — insiders sell for many reasons beyond conviction.
Largest Form 144 Filing
$1.88M
WENDY HANNAM · 2026-06-25
21,706 shares · Form 144
Form 144 Notices
4
Proposed insider sales filed — Form 144 is a notice of intent, not a confirmed transaction. Actual sales are confirmed via Form 4.
Insider Transactions 11 · Forms 3, 4 and 5

A Form 4 is filed within two business days of a company insider — an officer, a director, or a holder of more than ten percent of the stock — changing their position in the shares. All 11 filings in this group are Form 4s for Encore Capital Group, Inc.

The difficulty with reading these filings as a group is that a single form type covers transactions that mean entirely different things. An executive spending their own money to buy stock and an executive having shares withheld to pay tax on a vesting grant both appear as a Form 4. Every filing below is therefore tagged with the nature of the underlying transaction, taken from the transaction code reported on the form itself.

Across the 11 insider filings shown, the breakdown is 9 compensation award and 2 open-market sale. 2 of them involved a discretionary open-market trade; the rest are compensation and administrative mechanics.

What each transaction type means

Compensation award ×9
Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.
Open-market sale ×2
The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.
Form 4 Compensation award Tax / Compensation Filing 2026-09-02

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

Gupta Ashwini (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 291 $93.01 $27.1K
Filing: Form 4 (Insider Transaction) Insider: Gupta Ashwini (Director) Shares: 291
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-08-27

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

Beck Robert William (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 1,462 $100.15 $146.4K
Filing: Form 4 (Insider Transaction) Insider: Beck Robert William (Director) Shares: 1,462
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-23

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

Stovsky Richard P (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 2,144 $83.95 $180.0K
Filing: Form 4 (Insider Transaction) Insider: Stovsky Richard P (Director) Shares: 2,144
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-23

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

OLLE LAURA (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 2,144 — —
Filing: Form 4 (Insider Transaction) Insider: OLLE LAURA (Director) Shares: 2,144
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-23

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

MONACO MICHAEL P (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 2,144 $83.95 $180.0K
Filing: Form 4 (Insider Transaction) Insider: MONACO MICHAEL P (Director) Shares: 2,144
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-23

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

Angela A. Knight (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 2,144 $83.95 $180.0K
Filing: Form 4 (Insider Transaction) Insider: Angela A. Knight (Director) Shares: 2,144
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-23

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

Hilzinger Jeffrey Albert (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 2,144 $83.95 $180.0K
Filing: Form 4 (Insider Transaction) Insider: Hilzinger Jeffrey Albert (Director) Shares: 2,144
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-23

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

Gupta Ashwini (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 2,144 $83.95 $180.0K
Filing: Form 4 (Insider Transaction) Insider: Gupta Ashwini (Director) Shares: 2,144
View on SEC EDGAR → Open Filing Document →
Form 4 Compensation award Tax / Compensation Filing 2026-06-23

ECPG insider Form 4 filed for equity award, exercise, or tax withholding

Goings William C. (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code Nature Shares Price Value
A Compensation award 2,144 $83.95 $180.0K
Filing: Form 4 (Insider Transaction) Insider: Goings William C. (Director) Shares: 2,144
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market sale Insider Selling 2026-06-11

ECPG insider Yung John (President, Intl. and Cabot) sold 4,000 shares (~$325.2K)

Yung John, listed as President, Intl. and Cabot at ENCORE CAPITAL GROUP INC, reported an open-market sale of 4,000 ECPG shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 2,000 $82.08 $164.2K
S Open-market sale 2,000 $80.51 $161.0K
Filing: Form 4 (Insider Transaction) Insider: Yung John (President, Intl. and Cabot) Shares: 4,000 Est. Value: $325.2K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market sale Insider Selling 2026-06-11

ECPG insider Asch Andrew Eric (SVP, General Counsel) sold 9,085 shares (~$740.6K)

Asch Andrew Eric, listed as SVP, General Counsel at ENCORE CAPITAL GROUP INC, reported an open-market sale of 9,085 ECPG shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 833 $80.51 $67.1K
S Open-market sale 6,922 $81.52 $564.3K
S Open-market sale 556 $82.31 $45.8K
S Open-market sale 774 $82.08 $63.5K
Filing: Form 4 (Insider Transaction) Insider: Asch Andrew Eric (SVP, General Counsel) Shares: 9,085 Est. Value: $740.6K
View on SEC EDGAR → Open Filing Document →
Proposed Insider Sales 4 · Form 144

A Form 144 is a notice of intent to sell restricted or control securities. It is not a record that anything was sold. Encore Capital Group, Inc. has 4 such notices in this period.

The distinction matters because a Form 144 is frequently reported as though it were a completed insider sale. The filer may sell all of the shares covered, some of them, or none at all, and there is no obligation to update the notice either way. A sale that is actually executed by an officer or director shows up separately on a Form 4, which is the filing to check before treating a proposed sale as a real one.

Form 144 Proposed Insider Sale 2026-08-20

ECPG Form 144 filed for proposed insider sale by WENDY HANNAM (7,895 shares) ~$786.1K

WENDY HANNAM filed a Form 144 with the SEC indicating intent to sell ECPG (ENCORE CAPITAL GROUP INC) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: WENDY HANNAM Shares: 7,895 Est. Value: $786.1K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2026-07-07

ECPG Form 144 filed for proposed insider sale by WENDY HANNAM (8,248 shares) ~$743.1K

WENDY HANNAM filed a Form 144 with the SEC indicating intent to sell ECPG (ENCORE CAPITAL GROUP INC) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: WENDY HANNAM Shares: 8,248 Est. Value: $743.1K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2026-06-25

ECPG Form 144 filed for proposed insider sale by WENDY HANNAM (21,706 shares) ~$1.88M

WENDY HANNAM filed a Form 144 with the SEC indicating intent to sell ECPG (ENCORE CAPITAL GROUP INC) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: WENDY HANNAM Shares: 21,706 Est. Value: $1.88M
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2026-06-11

ECPG Form 144 filed for proposed insider sale by JOHN YUNG (2,000 shares) ~$161.0K

JOHN YUNG filed a Form 144 with the SEC indicating intent to sell ECPG (ENCORE CAPITAL GROUP INC) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: JOHN YUNG Shares: 2,000 Est. Value: $161.0K
View on SEC EDGAR → Open Filing Document →
Material Events 4 · Form 8-K

An 8-K reports a material event in the window between scheduled reports. There are 4 in this period for Encore Capital Group, Inc. Each 8-K names the item number it is filed under, and that number is the fastest way to tell a routine disclosure from a consequential one.

Item 2.02 is an earnings release, Item 5.02 is a change of directors or officers, and Item 1.01 or 2.01 covers a material agreement or a completed acquisition. Item 7.01 and Item 8.01 are the general-purpose disclosure items and carry no fixed meaning on their own.

Form 8-K Material Company Update 2026-08-19

ECPG filed 8-K — material company event

ENCORE CAPITAL GROUP INC filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)
View on SEC EDGAR → Open Filing Document →
Form 8-K Material Company Update 2026-08-05

ECPG filed 8-K — material company event

ENCORE CAPITAL GROUP INC filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)
View on SEC EDGAR → Open Filing Document →
Form 8-K Material Company Update 2026-07-22

ECPG filed 8-K — material company event

ENCORE CAPITAL GROUP INC filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)
View on SEC EDGAR → Open Filing Document →
Form 8-K Material Company Update 2026-06-16

ECPG filed 8-K — material company event

ENCORE CAPITAL GROUP INC filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)
View on SEC EDGAR → Open Filing Document →
Periodic Reports 1 · Forms 10-K and 10-Q

The periodic reports are where the audited and reviewed financial statements live. This period contains 1 quarterly report (10-Q) for Encore Capital Group, Inc.

The two are not equivalent in weight. A 10-K is audited by an external firm and includes the full risk factor disclosure, business description and management discussion; a 10-Q is unaudited, reviewed rather than examined, and much shorter. When a figure in a quarterly report is later revised, the annual report is usually where the correction appears.

An amended report — 10-K/A or 10-Q/A — restates or corrects something in the original filing, and is worth reading against the version it replaces.

Form 10-Q Quarterly Report 2026-08-05

ECPG filed Quarterly Report (10-Q)

ENCORE CAPITAL GROUP INC filed its quarterly report with the SEC. This report includes unaudited financial statements and management discussion for the quarter.

Filing: 10-Q (Quarterly Report)
View on SEC EDGAR → Open Filing Document →

How we classify Encore Capital Group, Inc.'s filings

Straight from EDGAR

Each displayed record links to an original source document. StrongBuyAnalytics provides navigation and brief excerpts or summaries, not the filing itself. Parsing may omit context or contain errors, so read the original document in full.

Transaction codes, not guesswork

The nature shown on each insider filing comes from the transaction code the filer entered on the form itself — P for an open-market purchase, A for a compensation award, F for shares withheld to pay tax, M for an option exercise. Where one filing contains several codes, the transaction table lists them line by line.

Why the distinction matters

Insider activity is routinely summarised as buying or selling, which flattens together decisions that mean very different things. Shares withheld for tax on a vesting grant are an automatic administrative step; shares bought on the open market are someone committing their own money at the current price.

What this page does not tell you

A filing records what happened, not why. Form 4 does not always disclose whether a sale was executed under a pre-arranged Rule 10b5-1 plan, and no single filing is a basis for a decision on ECPG. Read these alongside the fundamentals rather than in isolation.

Frequently Asked Questions — ECPG SEC Filings

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Publisher, sources & limitations — September 15, 2026. StrongBuyAnalytics provides navigation and brief excerpts or summaries for educational use. Original filings remain at SEC EDGAR or other displayed source links; StrongBuyAnalytics does not author them. Filing dates are source dates, not publication dates for this page. Coverage can be delayed, incomplete, amended, or unavailable because of SEC/source availability, parsing, caching, or outages. Verify every material statement in the original filing.
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