What SEC filings does Sound Financial Bancorp, Inc. submit to the SEC?

Sound Financial Bancorp, Inc. (SFBC) submits several types of SEC filings including Form 4 (insider transactions), Form 144 (proposed insider sales), 8-K reports (material events such as earnings releases, acquisitions, leadership changes), and periodic reports — the 10-Q (quarterly) and 10-K (annual). All filings are publicly available through SEC EDGAR.

What does a Form 4 filing tell me about SFBC?

A Form 4 for SFBC discloses a transaction by a company insider — typically a director, officer, or 10%+ shareholder. It shows the source-reported date, number of shares, price, and updated ownership. These facts do not establish motive or predict future returns.

How do I interpret an 8-K filing from Sound Financial Bancorp, Inc.?

An 8-K signals a material event requiring prompt disclosure. Common triggers include earnings pre-announcements, acquisitions, leadership appointments or departures, credit changes, or regulatory actions. Read the item codes inside the filing to understand exactly what was disclosed before drawing conclusions.

What is the difference between a 10-K and 10-Q for SFBC?

The 10-K is Sound Financial Bancorp, Inc.'s annual report with fully audited financial statements, comprehensive MD&A, and complete risk factor disclosures — filed 60–90 days after fiscal year-end. The 10-Q is a lighter quarterly report with unaudited financials filed for the first three quarters. Together they provide a continuous financial picture of the company.

Where can I see all SFBC SEC filings directly on EDGAR?

You can view all historical Sound Financial Bancorp, Inc. filings on the SEC EDGAR company page for SFBC. Each filing card on this page links directly to the original SEC document.

How often does Sound Financial Bancorp, Inc. file with the SEC?

Sound Financial Bancorp, Inc. files one 10-K per year and up to three 10-Qs per year. Form 4 insider transactions must be reported within two business days of each trade, so the frequency depends on how often insiders are buying or selling SFBC shares. 8-K filings occur whenever a material event happens — which can be several times per quarter for an active company.

SFBC SEC Filing News — Sound Financial Bancorp, Inc.

Latest SEC filings for Sound Financial Bancorp, Inc. (SFBC) explained in plain English. Covers insider buying and selling (Form 4), proposed insider sales (Form 144), material company events (8-K), and quarterly & annual reports (10-Q / 10-K). StrongBuyAnalytics provides navigation and brief excerpts or summaries; original filings remain at the SEC/source links and were authored by their filers, not StrongBuyAnalytics. Filing dates shown are source dates. Coverage and detection can be delayed or incomplete because of SEC availability, amendments, parsing, caching, or outages. Latest source filing date shown: 2026-09-30.

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; c…

Sector: Financial Services Industry: Banks - Regional Market Cap: $111.0M CIK: 1541119

Total Filings

Bullish Classifications

Bearish Classifications

Insider Transactions

Material Events (8-K)

Periodic Reports

Rule-based classifications for SFBC currently lean bearish. Of the 20 filing records displayed, 3 carry bearish classifications (such as insider sales or negative 8-K disclosures) versus 0 bullish. This does not necessarily signal fundamental deterioration — insiders sell for many reasons — but it is worth monitoring alongside the company's core financial metrics.

SFBC Filing Activity Snapshot 2025-08-12 — 2026-09-30

Insider Transactions (Form 4)

0 buys vs 3 sells

Net insider selling in this period — insiders sell for many reasons beyond conviction.

Largest Form 144 Filing

$41.4K

Stewart Laura Lee (Director, Chief Executive Officer) · 2026-09-30

900 shares · Form 4

Insider Transactions 8 · Forms 3, 4 and 5

A Form 4 is filed within two business days of a company insider — an officer, a director, or a holder of more than ten percent of the stock — changing their position in the shares. All 8 filings in this group are Form 4s for Sound Financial Bancorp, Inc.

The difficulty with reading these filings as a group is that a single form type covers transactions that mean entirely different things. An executive spending their own money to buy stock and an executive having shares withheld to pay tax on a vesting grant both appear as a Form 4. Every filing below is therefore tagged with the nature of the underlying transaction, taken from the transaction code reported on the form itself.

Across the 8 insider filings shown, the breakdown is 3 open-market sale, 2 option exercise, 2 gift and 1 compensation award. 3 of them involved a discretionary open-market trade; the rest are compensation and administrative mechanics.

What each transaction type means

Open-market sale ×3: The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.
Option exercise ×2: The insider converted options into shares. The exercise price was fixed when the options were granted, so the timing usually tracks an expiry schedule.
Gift ×2: Shares were transferred as a gift, typically for estate or charitable planning. No sale into the market took place.
Compensation award ×1: Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Form 4 Open-market sale Insider Selling 2026-09-30

SFBC insider Stewart Laura Lee (Director, Chief Executive Officer) sold 900 shares (~$41.4K)

Stewart Laura Lee, listed as Director, Chief Executive Officer at Sound Financial Bancorp, Inc., reported an open-market sale of 900 SFBC shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`S`	Open-market sale	900	$45.99	$41.4K

Filing: Form 4 (Insider Transaction) Insider: Stewart Laura Lee (Director, Chief Executive Officer) Shares: 900 Est. Value: $41.4K

View on SEC EDGAR → Open Filing Document →

Form 4 Gift Tax / Compensation Filing 2026-08-25

SFBC insider Form 4 filed for equity award, exercise, or tax withholding

Jones Debra (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were transferred as a gift, typically for estate or charitable planning. No sale into the market took place.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`G`	Gift	4,920	—	—

Filing: Form 4 (Insider Transaction) Insider: Jones Debra (Director) Shares: 4,920

View on SEC EDGAR → Open Filing Document →

Form 4 Open-market sale Insider Selling 2026-06-30

SFBC insider Stewart Laura Lee (Director, President and CEO) sold 900 shares (~$38.3K)

Stewart Laura Lee, listed as Director, President and CEO at Sound Financial Bancorp, Inc., reported an open-market sale of 900 SFBC shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`S`	Open-market sale	900	$42.60	$38.3K

Filing: Form 4 (Insider Transaction) Insider: Stewart Laura Lee (Director, President and CEO) Shares: 900 Est. Value: $38.3K

View on SEC EDGAR → Open Filing Document →

Form 4 Compensation award Tax / Compensation Filing 2026-06-11

SFBC insider Form 4 filed for equity award, exercise, or tax withholding

Riojas Rogelio (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were granted as compensation rather than purchased. No cash changed hands, so the filing reflects a pay decision by the company, not a judgement about the price.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`G`	Gift	28,916	—	—
`A`	Compensation award derivative · Stock Option (Right to Buy)	265	—	—

Filing: Form 4 (Insider Transaction) Insider: Riojas Rogelio (Director) Shares: 28,916

View on SEC EDGAR → Open Filing Document →

Form 4 Open-market sale Insider Selling 2026-03-31

SFBC insider Stewart Laura Lee (Director, President and CEO) sold 900 shares (~$39.7K)

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`S`	Open-market sale	900	$44.13	$39.7K

Filing: Form 4 (Insider Transaction) Insider: Stewart Laura Lee (Director, President and CEO) Shares: 900 Est. Value: $39.7K

View on SEC EDGAR → Open Filing Document →

Form 4 Gift Tax / Compensation Filing 2025-12-11

SFBC insider Form 4 filed for equity award, exercise, or tax withholding

Jones Debra (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

Shares were transferred as a gift, typically for estate or charitable planning. No sale into the market took place.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`G`	Gift	500	—	—

Filing: Form 4 (Insider Transaction) Insider: Jones Debra (Director) Shares: 500

View on SEC EDGAR → Open Filing Document →

Form 4 Option exercise Tax / Compensation Filing 2025-12-05

SFBC insider Form 4 filed for equity award, exercise, or tax withholding

Ochs Wes (President and CFO) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The insider converted options into shares. The exercise price was fixed when the options were granted, so the timing usually tracks an expiry schedule.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`M`	Option exercise	900	$28.34	$25.5K
`F`	Tax withholding on vested shares	577	$44.23	$25.5K
`M`	Option exercise derivative · Stock Option (Right to Buy)	900	—	—

Filing: Form 4 (Insider Transaction) Insider: Ochs Wes (President and CFO) Shares: 1,477

View on SEC EDGAR → Open Filing Document →

Form 4 Option exercise Tax / Compensation Filing 2025-11-14

SFBC insider Form 4 filed for equity award, exercise, or tax withholding

Sexton Heidi (Executive Vice President/COO) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

The insider converted options into shares. The exercise price was fixed when the options were granted, so the timing usually tracks an expiry schedule.

Transactions reported on this filing
Code	Nature	Shares	Price	Value
`M`	Option exercise	2,500	$28.34	$70.8K
`F`	Tax withholding on vested shares	1,584	$44.74	$70.9K
`M`	Option exercise derivative · Stock Option (Right to Buy)	2,500	—	—

Filing: Form 4 (Insider Transaction) Insider: Sexton Heidi (Executive Vice President/COO) Shares: 4,084

View on SEC EDGAR → Open Filing Document →

Material Events 7 · Form 8-K

An 8-K reports a material event in the window between scheduled reports. There are 7 in this period for Sound Financial Bancorp, Inc. Each 8-K names the item number it is filed under, and that number is the fastest way to tell a routine disclosure from a consequential one.

Item 2.02 is an earnings release, Item 5.02 is a change of directors or officers, and Item 1.01 or 2.01 covers a material agreement or a completed acquisition. Item 7.01 and Item 8.01 are the general-purpose disclosure items and carry no fixed meaning on their own.

Form 8-K Material Company Update 2026-07-29

SFBC filed 8-K — material company event

Sound Financial Bancorp, Inc. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.