UNH Stock Analysis & Forecast (2026)

UnitedHealth Group Incorporated Healthcare Healthcare Plans
$284.20
Current Price
68%
Buy
Data refreshed: February 26, 2026

Key Financial Metrics

Market Cap
$257.44B
P/E Ratio (TTM)
21.5x
P/E Forward
14.2x
Revenue Growth
12.3%
Gross Margin
18.5%
Net Margin
2.7%
Return on Equity
12.5%
Debt/Equity
0.77

AI Analysis Summary

UnitedHealth Group Incorporated (UNH) is a Healthcare company in the Healthcare Plans industry with a 68% Buy Score. Key strengths include Revenue Growth (12.3%), Return on Equity (12.5%). Our AI evaluates 8 fundamental categories including revenue growth, margin quality, balance sheet strength, cash flow generation, return on capital, and valuation metrics.

Revenue Growth: Good Gross Margin: Average Net Margin: Thin Return on Equity: Good Debt/Equity: Elevated
UNH Fundamental Analysis Report
PDF Report Preview
68%
Strong Buy Score
  • 8 Fundamental Categories Analyzed
  • Revenue & Growth Trends
  • Margin & Profitability Analysis
  • Balance Sheet Strength
  • Cash Flow Quality
  • Valuation Assessment
  • AI-Powered Investment Insights
Get Your Free UNH Report

How It Works: AI Stock Analysis in 60 Seconds

See how our AI analyzes UNH fundamentals to generate buy/sell signals and Strong Buy Scores.

Is UNH a Buy Right Now?

Based on our AI-powered fundamental analysis, UNH has a Strong Buy Score of 68%, earning a "Buy" rating. This score synthesizes 8 key financial metrics to provide an objective investment signal.

Moderate Buy Signal

UnitedHealth Group Incorporated shows mixed fundamentals with some strengths and areas to monitor. Positives include Revenue Growth (12.3%).

UNH AI Buy & Sell Signals Explained

Our AI analyzes UnitedHealth Group Incorporated's financial statements to generate buy/sell signals based on quantitative metrics, not market sentiment or news headlines. Here's what drives the 68% score:

  • Revenue Growth: 12.3% year-over-year (above average)
  • Gross Margin: 18.5% (tight margins)
  • Net Margin: 2.7% (profitable)
  • Return on Equity: 12.5% (positive returns)

Generate the full PDF report for complete category-by-category scoring and AI-powered investment recommendations.

Key Support / Demand Zones

Technical traders can view real-time demand and supply zones for UNH on our Demand Zones page. These zones identify key price levels where institutional buying or selling has historically occurred.

With UNH currently trading at $284.20, our system monitors proximity to these critical levels and can alert you when the stock approaches support or resistance zones.

Subscribe to demand zone alerts to receive real-time notifications when UNH reaches key technical levels.

Earnings & Revenue Outlook

UnitedHealth Group Incorporated operates in the Healthcare sector, specifically in Healthcare Plans. Understanding earnings trends is crucial for forecasting UNH's trajectory.

Current revenue growth of 12.3% exceeds the average company. This strong growth trajectory supports a higher valuation multiple.

Visit our Earnings Calendar to track upcoming UNH earnings dates and historical beat/miss patterns. Sign up for earnings alerts to get notified before announcements.

UNH Stock Forecast (Next 3–12 Months)

Our AI projects UNH's trajectory based on current fundamentals and historical patterns. With a 68% Strong Buy Score, here's what the data suggests:

Mixed Outlook: UnitedHealth Group Incorporated shows moderate fundamental strength. Revenue growth at 12.3% is positive but warrants monitoring. The stock may trade sideways or experience modest gains depending on execution and market conditions.

For a complete 12-month price forecast with specific bull/bear scenarios, generate the full PDF report.

Valuation Metrics (P/E, Growth, Margins)

Understanding valuation is critical for determining if UNH is fairly priced. Here's the current snapshot:

  • Market Capitalization: $257.44B
  • P/E Ratio (TTM): 21.5x (fairly valued)
  • Forward P/E: 14.2x (based on analyst estimates)
  • Debt/Equity: 0.77 (moderate leverage)

Our AI weighs these metrics against growth rates and margin quality to determine if UNH offers compelling risk-adjusted returns at current prices.

Bull Case for UNH

Here's why investors are bullish on UnitedHealth Group Incorporated:

  • Revenue Growth (12.3%)
  • Return on Equity (12.5%)

While these positives exist, investors should weigh them against the risks outlined in the bear case below.

Bear Case & Risks for UNH

Every investment carries risk. Here are potential concerns for UNH investors:

  • Competitive pressures in Healthcare
  • Macroeconomic sensitivity and interest rate exposure
  • Execution risk on growth initiatives
  • Valuation compression if growth slows

The full PDF report includes a detailed bear case analysis with specific risk ratings for each category.

Summary / 12-Month Outlook

UNH Summary: UnitedHealth Group Incorporated earns a 68% Buy Score based on AI analysis of fundamental data. Trading at $284.20 with a $257.44B market cap, the stock presents a balanced risk/reward profile for the coming year.

Bull Case: Revenue Growth (12.3%), Return on Equity (12.5%)

For the complete analysis with specific price considerations, growth projections, and AI-powered buy/hold/sell recommendations, generate your free UNH PDF report.

Frequently Asked Questions about UNH

Is UNH a good buy right now?
UNH currently has a Strong Buy Score of 68% (Buy). UNH shows moderate buy signals. The stock has mixed fundamentals worth reviewing in detail. Generate a free PDF report for specific buy/hold/sell recommendations.
What is the UNH stock forecast for 2026?
Our AI forecasts UNH based on current fundamentals: revenue growth of 12.3%, net margin of 2.7%, and P/E of 21.5x. The 68% Strong Buy Score reflects our outlook combining growth trajectory, margin quality, and valuation. See the full 12-month projection in your PDF report.
What are key support and resistance levels for UNH?
View real-time UNH demand zones (support) and supply zones (resistance) on our Demand Zones page. With UNH currently at $284.20, you can see how close the stock is to key technical levels. Subscribe to get alerts when UNH approaches these zones.
How do UNH fundamentals compare to peers?
UnitedHealth Group Incorporated operates in the Healthcare sector. Key metrics for peer comparison: Gross margin 18.5%, ROE 12.5%, Debt/Equity 0.77. The 68% Strong Buy Score factors in how these metrics stack up against industry averages. Data is refreshed daily.
Is the UNH analysis PDF report free?
Yes! Your first UNH fundamental analysis report is completely free with no credit card required. The PDF includes the full Strong Buy Score breakdown, all 8 fundamental categories analyzed, AI-powered insights, and specific investment recommendations. Additional reports are available through our subscription plans starting at $24/month.
What is UnitedHealth Group Incorporated's market cap and P/E ratio?
UnitedHealth Group Incorporated (UNH) has a market cap of $257.44B and a trailing P/E ratio of 21.5x (forward P/E: 14.2x). These valuation metrics are key factors in our Strong Buy Score calculation. See all metrics in the PDF report for comprehensive valuation analysis.