VEL SEC Filing News — Velocity Financial, Inc.

Latest SEC filings for Velocity Financial, Inc. (VEL) explained in plain English. Covers insider buying and selling (Form 4), proposed insider sales (Form 144), material company events (8-K), and quarterly & annual reports (10-Q / 10-K). StrongBuyAnalytics provides navigation and brief excerpts or summaries; original filings remain at the SEC/source links and were authored by their filers, not StrongBuyAnalytics. Filing dates shown are source dates. Coverage and detection can be delayed or incomplete because of SEC availability, amendments, parsing, caching, or outages. Latest source filing date shown: 2026-09-10.

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct…
Sector: Financial Services Industry: Mortgage Finance Market Cap: $571.7M
12
Total Filings
0
Bullish Classifications
7
Bearish Classifications
7
Insider Transactions
1
Material Events (8-K)
0
Periodic Reports
Rule-based classifications for VEL currently lean bearish. Of the 12 filing records displayed, 7 carry bearish classifications (such as insider sales or negative 8-K disclosures) versus 0 bullish. This does not necessarily signal fundamental deterioration — insiders sell for many reasons — but it is worth monitoring alongside the company's core financial metrics.
VEL Filing Activity Snapshot 2026-08-06 — 2026-09-10
Insider Transactions (Form 4)
0 buys vs 7 sells
Net insider selling in this period — insiders sell for many reasons beyond conviction.
Largest Form 144 Filing
$82.5K
Taylor Jeffrey T. (Executive VP, Capital Markets) · 2026-08-11
4,330 shares · Form 4
Form 144 Notices
4
Proposed insider sales filed — Form 144 is a notice of intent, not a confirmed transaction. Actual sales are confirmed via Form 4.
Insider Transactions 7 · Forms 3, 4 and 5

A Form 4 is filed within two business days of a company insider — an officer, a director, or a holder of more than ten percent of the stock — changing their position in the shares. All 7 filings in this group are Form 4s for Velocity Financial, Inc.

The difficulty with reading these filings as a group is that a single form type covers transactions that mean entirely different things. An executive spending their own money to buy stock and an executive having shares withheld to pay tax on a vesting grant both appear as a Form 4. Every filing below is therefore tagged with the nature of the underlying transaction, taken from the transaction code reported on the form itself.

Across the 7 insider filings shown, the breakdown is 7 open-market sale. 7 of them involved a discretionary open-market trade; the rest are compensation and administrative mechanics.

What each transaction type means

Open-market sale ×7
The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.
Form 4 Open-market sale Insider Selling 2026-09-10

VEL insider Szczepaniak Mark R (Chief Financial Officer) sold 2,000 shares (~$36.1K)

Szczepaniak Mark R, listed as Chief Financial Officer at Velocity Financial, Inc., reported an open-market sale of 2,000 VEL shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 2,000 $18.03 $36.1K
Filing: Form 4 (Insider Transaction) Insider: Szczepaniak Mark R (Chief Financial Officer) Shares: 2,000 Est. Value: $36.1K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market sale Insider Selling 2026-09-01

VEL insider Kelly Roland Thomas (Chief Legal Officer and GC) sold 1,600 shares (~$28.8K)

Kelly Roland Thomas, listed as Chief Legal Officer and GC at Velocity Financial, Inc., reported an open-market sale of 1,600 VEL shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 1,600 $18.00 $28.8K
Filing: Form 4 (Insider Transaction) Insider: Kelly Roland Thomas (Chief Legal Officer and GC) Shares: 1,600 Est. Value: $28.8K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market sale Insider Selling 2026-08-11

VEL insider Taylor Jeffrey T. (Executive VP, Capital Markets) sold 4,330 shares (~$82.5K)

Taylor Jeffrey T., listed as Executive VP, Capital Markets at Velocity Financial, Inc., reported an open-market sale of 4,330 VEL shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 4,330 $19.06 $82.5K
Filing: Form 4 (Insider Transaction) Insider: Taylor Jeffrey T. (Executive VP, Capital Markets) Shares: 4,330 Est. Value: $82.5K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market sale Insider Selling 2026-08-11

VEL insider Tam Fiona (Chief Accounting Officer) sold 1,232 shares (~$23.4K)

Tam Fiona, listed as Chief Accounting Officer at Velocity Financial, Inc., reported an open-market sale of 1,232 VEL shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 1,232 $19.00 $23.4K
Filing: Form 4 (Insider Transaction) Insider: Tam Fiona (Chief Accounting Officer) Shares: 1,232 Est. Value: $23.4K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market sale Insider Selling 2026-08-10

VEL insider Szczepaniak Mark R (Chief Financial Officer) sold 2,000 shares (~$36.3K)

Szczepaniak Mark R, listed as Chief Financial Officer at Velocity Financial, Inc., reported an open-market sale of 2,000 VEL shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 2,000 $18.16 $36.3K
Filing: Form 4 (Insider Transaction) Insider: Szczepaniak Mark R (Chief Financial Officer) Shares: 2,000 Est. Value: $36.3K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market sale Insider Selling 2026-08-06

VEL insider Kelly Roland Thomas (Chief Legal Officer and GC) sold 1,600 shares (~$28.8K)

Kelly Roland Thomas, listed as Chief Legal Officer and GC at Velocity Financial, Inc., reported an open-market sale of 1,600 VEL shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 1,600 $18.00 $28.8K
Filing: Form 4 (Insider Transaction) Insider: Kelly Roland Thomas (Chief Legal Officer and GC) Shares: 1,600 Est. Value: $28.8K
View on SEC EDGAR → Open Filing Document →
Form 4 Open-market sale Insider Selling 2026-08-06

VEL insider Szczepaniak Mark R (Chief Financial Officer) sold 400 shares (~$7.2K)

Szczepaniak Mark R, listed as Chief Financial Officer at Velocity Financial, Inc., reported an open-market sale of 400 VEL shares in a Form 4 filing. This is a confirmed insider sale, not just a proposed sale notice.

The insider sold shares on the open market. Sales may be discretionary or executed automatically under a pre-arranged Rule 10b5-1 trading plan, and a Form 4 does not always make clear which applies.

Transactions reported on this filing
Code Nature Shares Price Value
S Open-market sale 400 $18.00 $7.2K
Filing: Form 4 (Insider Transaction) Insider: Szczepaniak Mark R (Chief Financial Officer) Shares: 400 Est. Value: $7.2K
View on SEC EDGAR → Open Filing Document →
Proposed Insider Sales 4 · Form 144

A Form 144 is a notice of intent to sell restricted or control securities. It is not a record that anything was sold. Velocity Financial, Inc. has 4 such notices in this period.

The distinction matters because a Form 144 is frequently reported as though it were a completed insider sale. The filer may sell all of the shares covered, some of them, or none at all, and there is no obligation to update the notice either way. A sale that is actually executed by an officer or director shows up separately on a Form 4, which is the filing to check before treating a proposed sale as a real one.

Form 144 Proposed Insider Sale 2026-09-10

VEL Form 144 filed for proposed insider sale by SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021 (2,000 shares) ~$36.2K

SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021 filed a Form 144 with the SEC indicating intent to sell VEL (Velocity Financial, Inc.) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021 Shares: 2,000 Est. Value: $36.2K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2026-08-11

VEL Form 144 filed for proposed insider sale by FIONA TAM (1,232 shares) ~$22.6K

FIONA TAM filed a Form 144 with the SEC indicating intent to sell VEL (Velocity Financial, Inc.) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: FIONA TAM Shares: 1,232 Est. Value: $22.6K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2026-08-11

VEL Form 144 filed for proposed insider sale by TAYLOR FAMILY TRUST (4,330 shares) ~$79.3K

TAYLOR FAMILY TRUST filed a Form 144 with the SEC indicating intent to sell VEL (Velocity Financial, Inc.) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: TAYLOR FAMILY TRUST Shares: 4,330 Est. Value: $79.3K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2026-08-10

VEL Form 144 filed for proposed insider sale by SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021 (2,000 shares) ~$36.9K

SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021 filed a Form 144 with the SEC indicating intent to sell VEL (Velocity Financial, Inc.) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021 Shares: 2,000 Est. Value: $36.9K
View on SEC EDGAR → Open Filing Document →
Material Events 1 · Form 8-K

An 8-K reports a material event in the window between scheduled reports. There is 1 in this period for Velocity Financial, Inc. Each 8-K names the item number it is filed under, and that number is the fastest way to tell a routine disclosure from a consequential one.

Item 2.02 is an earnings release, Item 5.02 is a change of directors or officers, and Item 1.01 or 2.01 covers a material agreement or a completed acquisition. Item 7.01 and Item 8.01 are the general-purpose disclosure items and carry no fixed meaning on their own.

Form 8-K Material Company Update 2026-08-27

VEL filed 8-K — material company event

Velocity Financial, Inc. filed an 8-K with the SEC reporting a material event. Summary unavailable — view the original SEC filing for the full text.

Filing: 8-K (Material Event)
View on SEC EDGAR → Open Filing Document →

How we classify Velocity Financial, Inc.'s filings

Straight from EDGAR

Each displayed record links to an original source document. StrongBuyAnalytics provides navigation and brief excerpts or summaries, not the filing itself. Parsing may omit context or contain errors, so read the original document in full.

Transaction codes, not guesswork

The nature shown on each insider filing comes from the transaction code the filer entered on the form itself — P for an open-market purchase, A for a compensation award, F for shares withheld to pay tax, M for an option exercise. Where one filing contains several codes, the transaction table lists them line by line.

Why the distinction matters

Insider activity is routinely summarised as buying or selling, which flattens together decisions that mean very different things. Shares withheld for tax on a vesting grant are an automatic administrative step; shares bought on the open market are someone committing their own money at the current price.

What this page does not tell you

A filing records what happened, not why. Form 4 does not always disclose whether a sale was executed under a pre-arranged Rule 10b5-1 plan, and no single filing is a basis for a decision on VEL. Read these alongside the fundamentals rather than in isolation.

Frequently Asked Questions — VEL SEC Filings

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Publisher, sources & limitations — September 15, 2026. StrongBuyAnalytics provides navigation and brief excerpts or summaries for educational use. Original filings remain at SEC EDGAR or other displayed source links; StrongBuyAnalytics does not author them. Filing dates are source dates, not publication dates for this page. Coverage can be delayed, incomplete, amended, or unavailable because of SEC/source availability, parsing, caching, or outages. Verify every material statement in the original filing.
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