XYF SEC Filing News — X Financial

Latest SEC filings for X Financial (XYF) explained in plain English. Covers insider buying and selling (Form 4), proposed insider sales (Form 144), material company events (8-K), and quarterly & annual reports (10-Q / 10-K). StrongBuyAnalytics provides navigation and brief excerpts or summaries; original filings remain at the SEC/source links and were authored by their filers, not StrongBuyAnalytics. Filing dates shown are source dates. Coverage and detection can be delayed or incomplete because of SEC availability, amendments, parsing, caching, or outages. Latest source filing date shown: 2026-08-03.

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, …
Sector: Financial Services Industry: Credit Services Market Cap: $178.0M CIK: 1725033
11
Total Filings
0
Bullish Classifications
0
Bearish Classifications
3
Insider Transactions
0
Material Events (8-K)
0
Periodic Reports
What you're looking at: Each item below is parsed from an actual SEC filing submitted by X Financial. Form 4 = confirmed insider transaction · Form 144 = proposed sale notice · 8-K = material event (earnings, M&A, leadership change, etc.) · 10-Q / 10-K = quarterly / annual report.
XYF Filing Activity Snapshot 2023-05-26 — 2026-08-03
Insider Transactions (Form 4)
0 buys vs 0 sells
Insider buying and selling activity is balanced in this period.
Largest Form 144 Filing
$1.31M
LI KAN · 2025-09-04
83,333 shares · Form 144
Form 144 Notices
8
Proposed insider sales filed — Form 144 is a notice of intent, not a confirmed transaction. Actual sales are confirmed via Form 4.
Insider Transactions 3 · Forms 3, 4 and 5

A Form 4 is filed within two business days of a company insider — an officer, a director, or a holder of more than ten percent of the stock — changing their position in the shares. All 3 filings in this group are Form 4s for X Financial.

The difficulty with reading these filings as a group is that a single form type covers transactions that mean entirely different things. An executive spending their own money to buy stock and an executive having shares withheld to pay tax on a vesting grant both appear as a Form 4. Every filing below is therefore tagged with the nature of the underlying transaction, taken from the transaction code reported on the form itself.

Across the 3 insider filings shown, the breakdown is 3 derivative conversion. None of the classified filings involved a discretionary open-market trade, so this period says nothing about what insiders think of the price.

What each transaction type means

Derivative conversion ×3
A derivative security was converted into common stock under terms agreed earlier.
Form 4 Derivative conversion Tax / Compensation Filing 2026-08-03

XYF insider Form 4 filed for equity award, exercise, or tax withholding

ZHANG LONGGEN (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

A derivative security was converted into common stock under terms agreed earlier.

Transactions reported on this filing
Code Nature Shares Price Value
C Derivative conversion 90,000 — —
Filing: Form 4 (Insider Transaction) Insider: ZHANG LONGGEN (Director) Shares: 90,000
View on SEC EDGAR → Open Filing Document →
Form 4 Derivative conversion Tax / Compensation Filing 2026-08-03

XYF insider Form 4 filed for equity award, exercise, or tax withholding

Xue Zheng (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

A derivative security was converted into common stock under terms agreed earlier.

Transactions reported on this filing
Code Nature Shares Price Value
C Derivative conversion 90,000 — —
Filing: Form 4 (Insider Transaction) Insider: Xue Zheng (Director) Shares: 90,000
View on SEC EDGAR → Open Filing Document →
Form 4 Derivative conversion Tax / Compensation Filing 2026-06-02

XYF insider Form 4 filed for equity award, exercise, or tax withholding

Wan Zheng (Director) filed a Form 4 covering compensation-related activity such as stock awards, option exercises, conversions, or tax withholding. These filings are usually neutral.

A derivative security was converted into common stock under terms agreed earlier.

Transactions reported on this filing
Code Nature Shares Price Value
C Derivative conversion 90,000 — —
Filing: Form 4 (Insider Transaction) Insider: Wan Zheng (Director) Shares: 90,000
View on SEC EDGAR → Open Filing Document →
Proposed Insider Sales 8 · Form 144

A Form 144 is a notice of intent to sell restricted or control securities. It is not a record that anything was sold. X Financial has 8 such notices in this period.

The distinction matters because a Form 144 is frequently reported as though it were a completed insider sale. The filer may sell all of the shares covered, some of them, or none at all, and there is no obligation to update the notice either way. A sale that is actually executed by an officer or director shows up separately on a Form 4, which is the filing to check before treating a proposed sale as a real one.

Form 144 Proposed Insider Sale 2026-06-12

XYF Form 144 filed for proposed insider sale by Wan Zheng (30,000 shares) ~$151.5K

Wan Zheng filed a Form 144 with the SEC indicating intent to sell XYF (X Financial) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: Wan Zheng Shares: 30,000 Est. Value: $151.5K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2025-11-14

XYF Form 144 filed for proposed insider sale by Cheng Shaoyong (10,000 shares) ~$118.3K

Cheng Shaoyong filed a Form 144 with the SEC indicating intent to sell XYF (X Financial) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: Cheng Shaoyong Shares: 10,000 Est. Value: $118.3K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2025-09-04

XYF Form 144 filed for proposed insider sale by LI KAN (83,333 shares) ~$1.31M

LI KAN filed a Form 144 with the SEC indicating intent to sell XYF (X Financial) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: LI KAN Shares: 83,333 Est. Value: $1.31M
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2025-08-25

XYF Form 144 filed for proposed insider sale by ZHANG LONGGEN (30,000 shares) ~$491.7K

ZHANG LONGGEN filed a Form 144 with the SEC indicating intent to sell XYF (X Financial) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: ZHANG LONGGEN Shares: 30,000 Est. Value: $491.7K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2024-12-12

XYF Form 144 filed for proposed insider sale by Cheng Shaoyong (10,000 shares) ~$82.5K

Cheng Shaoyong filed a Form 144 with the SEC indicating intent to sell XYF (X Financial) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: Cheng Shaoyong Shares: 10,000 Est. Value: $82.5K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2023-09-11

XYF Form 144 filed for proposed insider sale by LI KAN (20,833 shares) ~$90.2K

LI KAN filed a Form 144 with the SEC indicating intent to sell XYF (X Financial) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: LI KAN Shares: 20,833 Est. Value: $90.2K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2023-06-05

XYF Form 144 filed for proposed insider sale by Shaoyong Cheng (71,667 shares) ~$258.7K

Shaoyong Cheng filed a Form 144 with the SEC indicating intent to sell XYF (X Financial) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: Shaoyong Cheng Shares: 71,667 Est. Value: $258.7K
View on SEC EDGAR → Open Filing Document →
Form 144 Proposed Insider Sale 2023-05-26

XYF Form 144 filed for proposed insider sale by Shaoyong Cheng (300,000 shares) ~$978.0K

Shaoyong Cheng filed a Form 144 with the SEC indicating intent to sell XYF (X Financial) shares. Form 144 reflects a proposed sale, not a completed transaction. The actual execution, if any, would typically appear later in a Form 4.

Filing: Form 144 (Proposed Sale Notice) Insider: Shaoyong Cheng Shares: 300,000 Est. Value: $978.0K
View on SEC EDGAR → Open Filing Document →

How we classify X Financial's filings

Straight from EDGAR

Each displayed record links to an original source document. StrongBuyAnalytics provides navigation and brief excerpts or summaries, not the filing itself. Parsing may omit context or contain errors, so read the original document in full.

Transaction codes, not guesswork

The nature shown on each insider filing comes from the transaction code the filer entered on the form itself — P for an open-market purchase, A for a compensation award, F for shares withheld to pay tax, M for an option exercise. Where one filing contains several codes, the transaction table lists them line by line.

Why the distinction matters

Insider activity is routinely summarised as buying or selling, which flattens together decisions that mean very different things. Shares withheld for tax on a vesting grant are an automatic administrative step; shares bought on the open market are someone committing their own money at the current price.

What this page does not tell you

A filing records what happened, not why. Form 4 does not always disclose whether a sale was executed under a pre-arranged Rule 10b5-1 plan, and no single filing is a basis for a decision on XYF. Read these alongside the fundamentals rather than in isolation.

Frequently Asked Questions — XYF SEC Filings

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Publisher, sources & limitations — September 15, 2026. StrongBuyAnalytics provides navigation and brief excerpts or summaries for educational use. Original filings remain at SEC EDGAR or other displayed source links; StrongBuyAnalytics does not author them. Filing dates are source dates, not publication dates for this page. Coverage can be delayed, incomplete, amended, or unavailable because of SEC/source availability, parsing, caching, or outages. Verify every material statement in the original filing.
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