ALLY Stock Analysis & Forecast (2026)

Ally Financial Inc. Financial Services Credit Services
$46.17
Current Price
66%
Buy
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Data refreshed: April 22, 2026

Key Financial Metrics

Market Cap
$14.22B
P/E Ratio (TTM)
19.5x
P/E Forward
7.1x
Revenue Growth
19.7%
Net Margin
18.2%
Return on Equity
9.4%

AI Analysis Summary

Ally Financial Inc. (ALLY) is a Financial Services company in the Credit Services industry with a 66% Buy Score. Key strengths include Revenue Growth (19.7%), Net Margin (18.2%). Our AI evaluates 8 fundamental categories including revenue growth, margin quality, balance sheet strength, cash flow generation, return on capital, and valuation metrics.

Revenue Growth: Good Net Margin: Good Return on Equity: Low

This analysis is generated by StrongBuyAnalytics AI using publicly available financial data from SEC filings, earnings reports, and market feeds. It is not personalized investment advice. See our methodology and disclaimer.

ALLY Fundamental Analysis Report
PDF Report Preview
66%
Strong Buy Score
  • 8 Fundamental Categories Analyzed
  • Revenue & Growth Trends
  • Margin & Profitability Analysis
  • Balance Sheet Strength
  • Cash Flow Quality
  • Valuation Assessment
  • AI-Powered Investment Insights
Get Your Free ALLY Report

How It Works: AI Stock Analysis in 60 Seconds

See how our AI analyzes ALLY fundamentals to generate buy/sell signals and Strong Buy Scores.

Why ALLY Has a 66% Score

Our AI evaluates Ally Financial Inc.'s fundamentals across multiple dimensions. Here is what is driving the current Buy rating:

Recent Catalysts for ALLY

Key developments and data points that may impact Ally Financial Inc.'s trajectory:

Wall Street consensus target is $54.01 (+17.0% from current price), based on 17 analyst estimates.
Analyst consensus recommendation: Buy.
Institutional ownership at 85.4% — strong smart-money backing.
Dividend yield of 2.63% provides income while you wait for capital appreciation.

ALLY vs. Peers

How Ally Financial Inc. stacks up against comparable Financial Services companies on key metrics:

Ticker Price Market Cap P/E Rev Growth Net Margin ROE
ALLY $46.17 $14.22B 19.5x 19.7% 18.2% 9.4%
JPM $314.21 $847.43B 15.0x 12.7% 33.9% 16.5%
BAC $53.66 $383.47B 13.3x 11.8% 29.0% 10.6%
WFC $81.63 $251.01B 12.6x 5.7% 26.7% 12.0%
GS $938.50 $278.50B 17.1x 14.5% 29.4% 14.6%

Main Risks for ALLY Investors

Every investment carries risk. Here are the specific risk factors our analysis identified for Ally Financial Inc.:

Competitive pressures in the Financial Services sector.
Macroeconomic headwinds including interest rate changes and consumer spending shifts.

Generate the full PDF report for a detailed risk-reward framework and bear-case scenarios.

ALLY Balance Sheet & Cash Flow

A snapshot of Ally Financial Inc.'s financial health based on the most recent filings:

Total Cash
$9.52B
Total Debt
$21.48B
Operating Margin
21.0%

Data sourced from the latest SEC filings. Generate the full PDF report for detailed balance sheet and cash flow commentary.

ALLY Valuation Snapshot

Trailing P/E
19.5x
Fairly valued
Forward P/E
7.1x
Earnings growth expected
Price / Book
1.1x
Below asset value
PEG Ratio
0.52
Undervalued vs growth
Analyst Target (Mean)
$54.01
Range: $46 – $70
Dividend Yield
2.63%
5Y avg: 3.16%
52-Week Price Range — ALLY is trading at 93% of its range
$31.45 (52W Low) $47.27 (52W High)

Is ALLY a Buy Right Now?

Based on our AI-powered fundamental analysis, ALLY has a Strong Buy Score of 66%, earning a "Buy" rating. This score synthesizes 8 key financial metrics to provide an objective investment signal.

Moderate Buy Signal

Ally Financial Inc. shows mixed fundamentals with some strengths and areas to monitor. Positives include Revenue Growth (19.7%).

ALLY AI Buy & Sell Signals Explained

Our AI analyzes Ally Financial Inc.'s financial statements to generate buy/sell signals based on quantitative metrics, not market sentiment or news headlines. Here's what drives the 66% score:

  • Revenue Growth: 19.7% year-over-year (above average)
  • Net Margin: 18.2% (highly profitable)
  • Return on Equity: 9.4% (positive returns)

Generate the full PDF report for complete category-by-category scoring and AI-powered investment recommendations.

Key Support / Demand Zones

Technical traders can view real-time demand and supply zones for ALLY on our Demand Zones page. These zones identify key price levels where institutional buying or selling has historically occurred.

With ALLY currently trading at $46.17, our system monitors proximity to these critical levels and can alert you when the stock approaches support or resistance zones.

Subscribe to demand zone alerts to receive real-time notifications when ALLY reaches key technical levels.

Earnings & Revenue Outlook

Ally Financial Inc. operates in the Financial Services sector, specifically in Credit Services. Understanding earnings trends is crucial for forecasting ALLY's trajectory.

Current revenue growth of 19.7% exceeds the average company. This strong growth trajectory supports a higher valuation multiple.

Visit our Earnings Calendar to track upcoming ALLY earnings dates and historical beat/miss patterns. Sign up for earnings alerts to get notified before announcements.

ALLY Stock Forecast (Next 3–12 Months)

Our AI projects ALLY's trajectory based on current fundamentals and historical patterns. With a 66% Strong Buy Score, here's what the data suggests:

Mixed Outlook: Ally Financial Inc. shows moderate fundamental strength. Revenue growth at 19.7% is positive but warrants monitoring. The stock may trade sideways or experience modest gains depending on execution and market conditions.

For a complete 12-month price forecast with specific bull/bear scenarios, generate the full PDF report.

Valuation Metrics (P/E, Growth, Margins)

Understanding valuation is critical for determining if ALLY is fairly priced. Here's the current snapshot:

  • Market Capitalization: $14.22B
  • P/E Ratio (TTM): 19.5x (fairly valued)
  • Forward P/E: 7.1x (based on analyst estimates)

Our AI weighs these metrics against growth rates and margin quality to determine if ALLY offers compelling risk-adjusted returns at current prices.

Bull Case for ALLY

Here's why investors are bullish on Ally Financial Inc.:

  • Revenue Growth (19.7%)
  • Net Margin (18.2%)

While these positives exist, investors should weigh them against the risks outlined in the bear case below.

Bear Case & Risks for ALLY

Every investment carries risk. Here are potential concerns for ALLY investors:

  • Competitive pressures in Financial Services
  • Macroeconomic sensitivity and interest rate exposure
  • Execution risk on growth initiatives
  • Valuation compression if growth slows

The full PDF report includes a detailed bear case analysis with specific risk ratings for each category.

Summary / 12-Month Outlook

ALLY Summary: Ally Financial Inc. earns a 66% Buy Score based on AI analysis of fundamental data. Trading at $46.17 with a $14.22B market cap, the stock presents a balanced risk/reward profile for the coming year.

Bull Case: Revenue Growth (19.7%), Net Margin (18.2%)

For the complete analysis with specific price considerations, growth projections, and AI-powered buy/hold/sell recommendations, generate your free ALLY PDF report.

Learn More About Stock Analysis

Deepen your understanding of the concepts used in this ALLY analysis:

Fundamental Analysis Guide

Learn how to evaluate stocks using financial statements and key metrics.

Understanding P/E Ratio

What P/E ratio tells you about a stock's valuation and growth expectations.

Return on Equity (ROE)

Why ROE matters for stock selection and how to interpret it.

Stock Valuation Methods

Compare DCF, P/E, and other approaches to value stocks like ALLY.

What Are Demand Zones?

Find key support and resistance levels for ALLY and other stocks.

How to Read Earnings Reports

Understand earnings per share, revenue surprises, and guidance.

Related Tools for ALLY

Demand Zone Analyzer ALLY Live Chart ALLY SEC Filing News Earnings Calendar Institutional Ownership Sector Scanner Average Down Calculator

ALLY SEC Filing News

Latest SEC filings for ALLY explained in plain English — insider buys/sells (Form 4), proposed sales (Form 144), material events (8-K), and quarterly & annual reports.

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Frequently Asked Questions about ALLY

Is ALLY a good buy right now?
ALLY currently has a Strong Buy Score of 66% (Buy). ALLY shows moderate buy signals. The stock has mixed fundamentals worth reviewing in detail. Generate a free PDF report for specific buy/hold/sell recommendations.
What is the ALLY stock forecast for 2026?
Our AI forecasts ALLY based on current fundamentals: revenue growth of 19.7%, net margin of 18.2%, and P/E of 19.5x. The 66% Strong Buy Score reflects our outlook combining growth trajectory, margin quality, and valuation. See the full 12-month projection in your PDF report.
What are key support and resistance levels for ALLY?
View real-time ALLY demand zones (support) and supply zones (resistance) on our Demand Zones page. With ALLY currently at $46.17, you can see how close the stock is to key technical levels. Subscribe to get alerts when ALLY approaches these zones.
How do ALLY fundamentals compare to peers?
Ally Financial Inc. operates in the Financial Services sector. Key metrics for peer comparison: , ROE 9.4%. The 66% Strong Buy Score factors in how these metrics stack up against industry averages. Data is refreshed daily.
Is the ALLY analysis PDF report free?
Yes! Your first ALLY fundamental analysis report is completely free with no credit card required. The PDF includes the full Strong Buy Score breakdown, all 8 fundamental categories analyzed, AI-powered insights, and specific investment recommendations. Additional reports are available through our subscription plans starting at $24/month.
What is Ally Financial Inc.'s market cap and P/E ratio?
Ally Financial Inc. (ALLY) has a market cap of $14.22B and a trailing P/E ratio of 19.5x (forward P/E: 7.1x). These valuation metrics are key factors in our Strong Buy Score calculation. See all metrics in the PDF report for comprehensive valuation analysis.

This ALLY analysis is for educational and informational purposes only and does not constitute financial advice. All data is sourced from public filings and market feeds. Past performance does not guarantee future results. Read our full disclaimer.